Annual Reports

Declared FY25 pre-tax bonuses of 4.71% p.a. for the KeyInvest Capital Guaranteed Funeral Bond, and 5.43% for the AFS Capital Guaranteed Funeral Bond.

Delivered a superior digital experience for partners that reduces paperwork, administration time, and provides real-time access to policy and client information. Coming to Members in October 2025.

Participated in key industry events via the Financial Advice Association Australia (FAAA) and The Inside Network, delivering CPD-accredited education including Division 296 tax and estate planning to strengthen adviser engagement and support Members of KeyInvest.

Participated in industry associations such as the Australian Funeral Directors Association (AFDA) and the National Funeral Directors Association of Australian (NFDA), supporting local and national events while continuing to strengthen Funeral Director relationships via the launch of the digital portal.

Began implementing a national distribution expansion, including additional support roles to meet growing demand of our Members and better serve advisers, funeral directors, and their clients nationwide.

Advanced an enterprise-wide review and re-shaping of the Company’s operating model, governance and technology functions (the “KIT” program) which has included a comprehensive organisational restructure and the implementation of enhanced risk management frameworks.

Received “Recommended” from Lonsec for the Life Events Bond and “Approved” for the Funeral Bond — recognising the enduring strength of our investment offerings.