As a member owned mutual Friendly Society, KeyInvest has been trusted to support the unique financial needs of our customers since 1878.
Our tax-effective Investment and Funeral Bonds are designed to assist you in planning for life’s major events, providing simple solutions for wealth creation, estate planning, transition to retirement, intergenerational transfer of wealth, and many other scenarios.
KeyInvest Life Events Bond
Our flexible, low-cost investment bond provides access to a wide range of fund managers across all asset classes with customisable additional features.
The unique tax treatment of investment bonds can provide increased benefits the longer you remain invested.
*Refer to the disclaimer below.
Please note: Ratings are only one factor to be taken into account when deciding whether to invest in a financial product.
Key features & benefits:
- “Highly Recommended” Lonsec rating.
- 41 Investment Options: including low cost diversified and sector indexed options.
- Low Admin. Fee: 0.30% + an investment management fee associated with your chosen investment option(s).
- Flexible Features: Choose from our additional features, available with no additional cost.
- Additional Contributions: No ‘cap’ in the first year, with regular savings and withdrawal plans available.
Available to individual, joint, company, or trust ownership investors.
KeyInvest Funeral Bond
The KeyInvest Funeral Bond is a tax-effective way to reduce or remove the financial burden and stress on loved ones at the time of passing, with flexible investment options, and may also assist with eligibility for Social Security entitlements.
*Refer to the disclaimer below.
Key features & benefits:
- “Approved” Lonsec rating.
- Capital Guaranteed option to protect against market fluctuations and downturns.
- Three diversified, low-cost, professionally managed unitised index options: Conservative, Balanced and Growth.
- Provides estate planning benefits and may assist in eligibility and/or an increase to Social Security entitlements.
- Generally treated as exempt from Centrelink and the Department of Veterans’ Affairs income and assets tests (subject to limits).
At KeyInvest we pride ourselves on ensuring funds are made available quickly and easily when it comes time to say goodbye.
* The rating issued 02/2023 for the KeyInvest Life Events Bond & 02/2023 for the KeyInvest Funeral Bond are published by Lonsec Research Pty Ltd ABN 11 151 658 561 AFSL 421 445 (Lonsec). Ratings are general advice only, and have been prepared without taking account of your objectives, financial situation or needs. Consider your personal circumstances, read the product disclosure statement and seek independent financial advice before investing. The rating is not a recommendation to purchase, sell or hold any product. Past performance information is not indicative of future performance. Ratings are subject to change without notice and Lonsec assumes no obligation to update. Lonsec uses objective criteria and receives a fee from the Fund Manager. Visit lonsec.com.au for ratings information and for Financial Advisers to access the full report. © 2023 Lonsec. All rights reserved.
Target Market Determination
A Target Market Determination (TMD) is required under section 994B of the Corporations ACT 2001 (Cth). It sets out the target market for the product, triggers to review the target market and certain other information. It forms part of KeyInvest’s design and distribution framework for the product.
We have listed our TMDs below for the following products issued by KeyInvest Ltd:
Any potential investor should consider the appropriateness of the relevant product for their individual circumstances. Please refer to the respective Product Disclosure Statement (PDS) before making any decision about whether to acquire the KeyInvest Life Events Bond or KeyInvest Funeral Bond.
For enquiries on products that are now closed to the public, please phone our friendly Client Services team on 08 8213 1100.
